I cannot
comprehend what it must be like to evacuate an entire city as forest fires draw
near, and watch neighbourhoods burn to the ground. That fact that only one
person has been killed (in a car accident) is astounding and a testament to the
people of the city.
I worked
in Fort McMurray in late 2007 and 2008 as a real estate consultant to Keyano
College, the local post-secondary institution. When I toured the city and
nearby oil sands, it all seemed surreal.
From 1971
to 1981 the population of Fort McMurray more than quadrupled from 7,000 to
31,000. While I was there, you could see construction everywhere, with little
evidence of good planning. Housing costs seemed outrageous, even when compared
to Vancouver.
While I
could see that the city was carved out of the forest, it never dawned on me
that one day thousands of homes would be burned to their foundations by forest
fires. Discussions
are now beginning on what it will take to rebuild those portions of the city
destroyed by fire. There is no doubt it is going to be a very complex and
expensive proposition, especially since much of the ground could be
contaminated.
My
thoughts are with those trying to deal with this incredibly tragic situation. However,
I am also thinking about those of us in Vancouver who could one day face a
major natural disaster.
Most of
us will not likely be affected by forest fires, although I suspect those living
close to Pacific Spirit Park are questioning whether they face similar risks. However,
we do face other fire risks, as well as the prospect of flooding and
earthquakes.
Whenever
I hear of natural disasters, I am always troubled by the number of people who
did not have any insurance and were completely unprepared. When it
comes to flooding, according to the Insurance Bureau of Canada, flood
insurance is generally not available to homeowners in B.C. because it would
not be cost effective.
However,
those who live in flood-risk areas should prepare emergency kits for their home
and cars, have a family emergency plan, keep important documents in watertight
containers, and have a plan in place to move pets or livestock. When it
comes to earthquakes, similar measures should also be put in place.
Furthermore, it is possible to purchase earthquake insurance. Do you know if
your home policy will pay out in the event of an earthquake? You might want to
take a look.
When it
comes to general insurance, everyone living in a rental apartment and
condominium should have their own policy. While the landlord or strata-council
will have insurance in place, this does not cover individual tenants. Condominium
owners should most definitely have their own policies since if a bathtub
overflows, or an aquarium or waterbed leaks, they could face very significant
damages from other owners.
As an
architect and planner, one of my concerns is that many older rental apartment
buildings in Vancouver are nearing the end of their useful life. They are more
prone to the likelihood of fire, and will most certainly collapse in an
earthquake.
The City
of Vancouver should be encouraging the upgrade or replacement of these
buildings, but sadly, in too many cases, the opposite is the true. In some
highly populated Vancouver neighbourhoods, a ‘rate of change’ bylaw provision
results in an effective moratorium on the demolition of apartment buildings.
While this may seem reasonable in order to protect the tenants, these tenants
face increased fire risks and future displacement as the building condition
deteriorates.
Many
landlords, planners, and urban economists believe the city should be
encouraging the upgrading or replacement of these older buildings, especially
when two or three times the number of apartments could be built on the site,
and a tenant relocation plan put in place.
While
this may seem like a minor issue compared to what the residents of Fort
McMurray are currently facing, we should learn from their tragedy and take
measures to prevent significant losses from future fires, floods or
earthquakes, which could one day happen in our city.
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